A new interest rate for the RAMS Saver account has been released and is now 4.82% variable:
RAMS Saver account

http://www.rams.com.au/savings-accounts/rams-saver/ High Interest Savings Account

RAMS Saver pays a high bonus variable rate of 4.82% p.a. (that's the variable base rate of 4.02% p.a. plus 0.8% p.a. variable bonus*) when the following monthly conditions are met:

  • make deposits totalling at least $200 during the month,
  • make no withdrawals during the month, and
  • have an account balance that does not fall below $0 or exceed $500,000 at any time during the month.

  • No minimum balance or fixed term required
  • Absolutely no fees
  • Easy, direct access to your savings via myRAMS
  • Australia based customer service call 13 RAMS, that's 13 7267

What I like about this account is there's no fees!