To get the highest interest rate for instant access cash savings in Australia make sure you check out RAMS Saver account which is currently offering an interest rate of 5.75% to get the highest interest rate you have to deposit at least $200 per month into the account and make no withdrawals the best thing to do with this sort of account is save and when you need the cash move it to a no penalty account on the first of the month so you get the entire previous months interest, find out more about this highest interest cash savings account here:

RAMS - Saver Account

RAMS Saver account

High Interest Savings Account

RAMS Saver pays a high bonus variable rate of 5.75% p.a. (that's the variable base rate of 4.95% p.a. plus 0.8% p.a. variable bonus*) when the following monthly conditions are met:
  • make deposits totalling at least $200 during the month
  • make no withdrawals during the month
  • have an account balance that does not fall below $0 or exceed $500,000 at any time during the month, and
  • have your account open for the entire month

  • No minimum balance or fixed term required
  • Absolutely no fees
  • Easy, direct access to your savings via myRAMS
  • Australia based customer service call 13 RAMS, that's 13 7267