MyCreditFile - Veda information
costs $69.95 for 12 months:
Credit Report Monitor For Individuals - My Veda Alert | MyCreditFile.com.au
My Credit File, my credit reputation
Be informed: Your credit file is continuously updated by credit providers when you apply for credit. Your file is used by potential lenders to determine if you are credit worthy.
Manage your credit reputation: By being informed you can more proactively manage your credit bureau file.
Help detect and prevent identity theft: By signing up for My Veda Alerts you can monitor changes on your credit file.
When you subscribe to My Veda Alert, you will be notified by email within 24 hours if any of the following is added or changed on your credit file:
- Employment details
- Consumer credit enquiries
- Details of overdue consumer credit accounts
- Commercial credit enquiries
- Details of overdue commercial credit accounts
- Court judgement
- Writs and summons
- Directorship information
- Information that you have a current credit relationship with a credit provider
When you subscribe to My Veda Alert you will also receive a copy of your credit file despatched to you by email, fax or mail within 1 working day of receipt of payment.
Order My Veda Alert and start enjoying the benefits of email alerts whenever specific changes occur on your credit file.
For less than $1.35 a week, you can better manage one of your most important assets.
Veda makes freely available your credit file where your request relates to the refusal of an application for credit or is otherwise related to the management of your credit arrangements. Veda despatches the file within ten working days. For more information please visit the OAIC website to view the credit reporting code of conduct.
Important legal and compliance notice
Veda has been recently alerted to potential fraudulent activity where customers have been asked to send identity information to a specific fax number or they will be defaulted.
This is not normal Veda practice. Veda will only ever request that individuals to provide us with a copy of their identification if they have requested a product or service from us. Veda will only ever request this information in writing, expressly and never by a recorded telephone message.
The Veda Group operates a consumer credit bureau and as such holds consumer credit information. Veda does not list defaults on individuals. Default information is provided by credit providers who remain accountable for the accuracy of that information.
Individuals can (for a fee) monitor their credit file to check for any fraudulent behaviour by signing up to My Veda Alert. My Veda Alert sends you an email when specific changes are made to your credit file. This service attracts a fee of $69.95 (GST included) for a 12 month subscription.