Results 1 to 6 of 6

Thread: Budgeting Software, are there free options like YNAB You Need A Budget? Australian Version?

  1. #1
    Senior Member
    Join Date
    May 2013
    Location
    Sydney CBD
    Posts
    285

    Budgeting Software, are there free options like YNAB You Need A Budget? Australian Version?

    Hi I personally am very good at budgeting and managing my money, my friends always say I pay a bit too much attention to it, I still get my round at the bar don't worry I'm not stingy just careful!

    A few friends I was out with on Sunday arvo who know I'm good with my money were wondering if there was a way to budget without spending a few hours every month or so doing a bank, or credit card reconciliation to make sure you're not over spending or being charged for items and services you didn't use.

    I figured there'd be software that would help people track their spending and keep tabs on it. This is an American piece of software called You Need A Budget or more commonly known as YNAB. Personal Budget Software - Finance Software for Windows & Mac their classes and page look very slick and helpful: Training & Education | YNAB not sure about it being accessible on the cloud.

    I've been trying to find a free piece of software or app that does this for Australians.

    If you have any suggestions or experiences please share them.



  2. #2
    Gav
    Gav is offline
    Administrator Gav's Avatar
    Join Date
    Jun 2012
    Location
    From Newcastle
    Posts
    8,420
    Blog Entries
    2
    Hi MrMoneyExpert, you can give them information about this from the money smart website:

    https://www.moneysmart.gov.au/tools-...budget-planner

    There's the free on from Microsoft, but it's a few years old now, not sure how it's stood the last 3 years.
    Money Plus Sunset Deluxe
    :
    Download Money Plus Sunset Deluxe from Official Microsoft Download Center

    choice.com.au
    mention a few different Personal Finance Software providers and includes a few free suggestions:
    Tutorials and Guides - Choose a Personal Finance Software package:
    Choose a package - Choice computer guide to personal financial packages - CHOICE

    the start of the articile on Tutorials and Guides - Manage Your Money
    Choice computer guide to personal financial packages - CHOICE

    ----
    I've not tried any budgeting or personal finance software packages yet and is probably something I should do, but I generally don't over spend and have a fair idea where my finances are at most times. I generally use Excel for my business.

    I'll try and get a copy of a few of the free budget and PFS packages and write up some reviews over the coming months.

  3. #3
    Gav
    Gav is offline
    Administrator Gav's Avatar
    Join Date
    Jun 2012
    Location
    From Newcastle
    Posts
    8,420
    Blog Entries
    2
    Sorry I've not had time to review software.

    Another one I've come across is: Spendful which offers a free trial:

    Spendful. Your money


    • Learn where you spend money
    • See your balance, months from now
    • Know how much you need to save

  4. #4
    Senior Member
    Join Date
    May 2013
    Location
    Sydney CBD
    Posts
    285
    Gav can you please PM me when you've done your personal finance software reviews? If anyone else has good recommendations I would like to know.

  5. #5
    Senior Member DealDude's Avatar
    Join Date
    Aug 2012
    Location
    Sydney Oz
    Posts
    2,258
    This could be helpful I've noticed that Kochie has a household budget template on his website:

    Kochie's Household Budget template

    It's an excel file and has categories:

    Income

    Income $ Amount Comments
    Salary 1 after tax 0
    Salary 2 after tax 0
    Regular income from investments 0
    Government allowance 0
    Child support 0
    Total $0


    Expenses

    Household expenses $ Amount Comments
    Rent 0
    Maintenance 0
    Electricity 0
    Gas 0
    Water 0
    Phone 0
    Internet 0
    Cable T.V 0
    Council taxes 0
    Body Corporate 0
    Home/Contents insurance 0
    Sub Total $0

    Shopping Expenses
    Food 0
    Clothes 0
    Household groceries 0
    Books/magazines 0
    Cigarettes 0
    Toys 0
    Pets 0
    Other 0
    Sub-total $0

    Entertainment Expenses
    Meals out 0
    Alcohol 0
    Activities 0
    Holidays 0
    Sport 0
    Other 0
    Sub-total $0

    Personal Expenses
    School fees 0
    Education fees 0
    Health Insurance 0
    Medical bills 0
    Medications 0
    Personal care 0
    Sub-total $0

    Transport
    Car maintenance 0
    Car insurance 0
    Petrol 0
    Public transport 0
    Sub-total $0

    Debt
    Mortgage 0
    Credit Card 0
    Personal Loan 0
    Other debts 0
    Sub-total $0



    Other Expenses
    Gifts 0
    Donations 0
    Other 0
    Sub-total $0

    Total Expenses $0

    The Verdict

    Totals
    Income $0
    Expenses $0
    Total Left Over $0

  6. #6
    Senior Member DealDude's Avatar
    Join Date
    Aug 2012
    Location
    Sydney Oz
    Posts
    2,258
    This isn't free but could be helpful to learn personal and business finance software package MYOB:

    OurDeal - Master MYOB, Australia's No. 1 business & accounting software with the online course of your choice. | Other Daily Deals

    Master MYOB – Australia's No. 1 business & accounting software! Or begin to master your accounting with XERO basic courses available too!

    • Become your own bookkeeper or secure a career in accounting with your choice of the MYOB Basic, Advanced or Payroll course (normally $220).
    • These courses are perfect for those who are starting a business, already own a business, or want to gain crucial administration and payroll skills.
    • OR, for those wanting to advance their accounting skills, the XERO basic course will start you on your way to using this valuable accounting software (normally $230).
    • Study at your own pace! Each course may be completed in as little as six to eight hours or spread it out up to 60 days.
    • MYOB forum app for iPad and iPhone for assistance and questions
    • Redesigned with MYOB AccountRight LIVE software for Windows 7 & 8.
    • Courses are practical and interactive, with training and support from an MYOB certified consultant.
    • Upon completion you will be emailed a certificate of your qualification.
    • A great gift idea for anyone in need of a leg up on the corporate ladder.

      Don't miss out! Buy now and master MYOB or XERO in the comfort of your home or office.


Similar Threads

  1. Replies: 9
    Last Post: 11-10-2013, 02:45 PM
  2. Replies: 0
    Last Post: 28-08-2013, 04:08 AM
  3. Viber Free apps and software for phones, texting and picting
    By shopaholic in forum Freebies - No Spend required
    Replies: 0
    Last Post: 05-08-2013, 07:03 AM
  4. Replies: 1
    Last Post: 12-07-2013, 10:45 PM
  5. Replies: 1
    Last Post: 09-05-2013, 07:00 PM

Tags for this Thread

Posting Permissions

  • You may not post new threads
  • You may not post replies
  • You may not post attachments
  • You may not edit your posts
  •  
share this page


1 2 3 4 5 6 7 8 9 10 11 12 13 14 15 16 17 18 19 20 21 22 23 24 25 26 27 28 29 30 31 32 33 34 35 36 37 38 39 40 41 42 43 44 45 46 47 48 49 50 51 52 53 54 55 56 57 58 59 60 61 62 63 64 65 66 67 68 69 70 71 72 73 74 75 76 77 78 79 80 81 82 83 84 85 86 87 88 89 90 91 92 93 94 95 96 97 98 99 100 101 102 103 104 105 106 107 108 109 110 111 112 113 114 115 116 117 118 119 120 121 122 123 124 125 126 127 128 129