Since the 2007/2008 - GFC I've not had one of those letters that has said:

"we've looked at your credit card account and feel we can increase your credit card limit"

Until Yesterday - opened it today.

Before the GFC I used to get them every second day!

Is this a sign that banks and building societies are back to their old ways and making it easy to get credit again?

What do others think?

Will we be back to NINJA loans in no time?