Coles Financial Services have a new offer for $50 off a Coles shop if you use promo code: promo1 when signing up before 30th of April 2017.

https://financialservices.coles.com....f_affiliate_lp


Get $50 off a Coles Shop

If you apply and are approved by 30 April 2017, and make a purchase within the first 30 days*.
Enter promo code: promo1

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Coles No Annual Fee MasterCard®



If you apply and are approved by 30 April 2017, and make a purchase within the first 30 days*. Enter promo code: promo1

Coles No Annual Fee MasterCard®

$0
annual fee. Ever

0%
interest on balance
transfers for 6 months~


1point
for every $2 spent -
everywhere, everyday#


Get Started





A credit card with all these Coles benefits


Free delivery when you spend $100 at Coles
online with your Coles Credit Card.1





Save $10 instantly at the checkout when
you redeem 2,000 flybuys points.2





Collect flybuys points faster
when you shop at Coles.#









6 more reasons to choose a Coles Credit Card

Coles Shield
Three layers of theft and fraud
protection with the Coles Shield.

Coles Mobile Wallet
Check your balance and pay on-the-go
with our free, easy-to-use mobile app.


MasterCard PayPass
Experience the ease and convenience
of tap & go technology on purchases
under $100.


2 cards in 1
Enjoy all the convenience of your
Coles Credit Card and flybuys card in one.

Access your account online
Check your balance and transactions,
pay your account, update your details
and more.


Coles Platinum
Enjoy even more benefits if
you're approved for a limit
of $6,000 or more.3




Our rates and fees

Annual Fee
$0
Balance transfer:
0% for 6 months
Interest rate:
19.99% p.a. on purchases and
cash advances
Cash advance fee:
3% of the cash advance/cash equivalent transaction or $1.95 - whichever is greater
Late fee:
$20
Payment Handling Fee for payments made at Australia Post, Target or Kmart:
$2.25
Paper statement fee:
$2 per statement
International ATM fee:
$4 in addition to the cash advance fee

International over the counter fee:
$5 in addition to the cash advance fee
International transaction fee:
1.5% of any purchase, cash withdrawal or cash advance outside Australia. This may be in Australian dollars or any other currency where the Merchant is located outside Australia or the transaction is processed by an entity located outside Australia.
Cross-border assessment fee:
0.8% of the transaction amount when you withdraw cash from an ATM outside Australia or when you make a purchase or cash advance at international merchants in a currency other than AUD.
Currency conversion assessment fee:
0.2% of the transaction amount when you withdraw cash from an ATM outside Australia or when you make a purchase or cash advance at international merchants in a currency other than AUD.




Not sure if this one's right?

Check out our other award-winning credit card options.






Terms & conditions

* New customers who apply online via this webpage using promotion code 'promo1' and are approved for a Coles Credit Card between 1 March and 30 April 2017 and make a purchase (excludes cash advances and cash equivalents) within the first 30 days of the card approval date will receive $50 off a single Coles Supermarket shop. $50 will be activated on your flybuys account and available for use within 2 weeks of your first purchase. $50 off will only be activated on the flybuys card quoted in the application process. To redeem the $50 off you must scan your flybuys barcode on the back of your new Coles Credit Card and spend a minimum spend of $50.05 after savings and discounts in one transaction at Coles Supermarkets or BI-LO (excluding smoking/tobacco product purchases, and all gift cards). $50 can only be redeemed once and expires on 31 August 2017. Excludes Coles Express and Coles Online. This offer is not transferable and cannot be used with any other offer.
~ Balance transfer minimum amount is $100. Balance transfer exclusions include credit cards issued outside Australia, other Coles MasterCards and Latitude Financial Services issued credit cards. The special balance transfer rate is valid for 6 months from the date your account is opened on our system. After that time the remaining transferred balance will revert to the standard annual percentage rate for purchases. Standard terms and conditions apply for new transactions. Account must not be in default of your credit contract when the balance transfer is processed. Minimum monthly payments during interest free period apply. Paying only the minimum monthly payment of 2.222% will not pay out your balance transfer within 6 months.
# flybuys points awarded for using a Coles MasterCard linked to your flybuys membership are in addition to flybuys points awarded by flybuys partners. Eligible transactions are explained in the Coles MasterCard Loyalty Terms & Conditions found on coles.com.au/creditcards. Eligible transactions exclude cash advances, credit fees or charges, credits, refunds, reimbursements, business purchases or balance transfers into your account. Standard flybuys Terms and Conditions apply, see flybuys.com.au. Note that partnersearn rates vary.
1 Receive free delivery each time you spend $100 or more, after savings and discounts, with a Coles Credit Card at shop.coles.com.au. Offer can be withdrawn at any time. Offer excludes tobacco and tobacco related product purchases and remote delivery orders. To see if we deliver to your area, visit shop.coles.com.au and enter your postcode. Normal delivery terms and conditions apply.
2 2,000 flybuys points are required to redeem $10 off at the checkout each time. Excludes Coles Express and Coles Online. Minimum spend is $10.05 after savings and discounts in one transaction at Coles Supermarkets and BI-LO (excluding smoking/tobacco related product purchases and all gift cards).
3 These benefits include complimentary access to our 24/7 worldwide concierge service, as well as Merchandise Protection Insurance, which protects the items you buy with your card in case they're lost, stolen or damaged. See the Insurance Benefits section in the Conditions of Use for details. Merchandise Protection cover is provided by Hallmark General Insurance Company Limited (ABN 82 008 477 647 AFSL 243478).
MasterCardand the MasterCard brand mark are registered trademarks and PayPass is a trademark of MasterCard International Incorporated. Credit facility provided by Wesfarmers Finance Pty Ltd ABN 58 601 282 455, Australian Credit Licence number 470916.
Award Details

Money magazine award: Credit Card Issuer of the Year 2016.
Canstar award: 5 stars for Outstanding Value Credit Card (Rewards and No Annual Fee cards), Everyday Spender category, 2013 - 2015.
Canstar award: 5 stars for Outstanding Value Credit Card Rewards (Rewards and No Annual Fee cards), Cash/Voucher Rewards category, 2013 - 2015.
AB+F award: AB+F Innovative Card & Payment Product of the Year 2015.