Here's a great way to make $100 get a free Commonwealth Bank Credit card that offers $100 cash back! To qualify for the free credit card, choose the low fee credit card which you can free for the first year and you still get the $100 cash Back:

Low Fee Credit Card

1. The annual fee is currently $24, or $0 if you hold a qualifying CommBank account or loan when you apply. We'll waive your annual fee for the first year, then continue to waive your annual fee each subsequent year as long as you spend at least $1,000 in the previous year (on purchases and cash advances only).

ENJOY $100 CASH BACK.


Compare our credit cards - Commonwealth Bank



60 Second Response Low Rate


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Low Rate Gold


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Interest Rate on Purchases 12.99% 12.99%
Annual Fee $78/$484 $120/$904
Interest Free Period Up to 55 days on purchases Up to 55 days on purchases
Fraud money back guarantee11 Yes Yes
Complimentary Travel Insurance9
Eligibility and Coverage
No Yes9
Purchase Security Insurance10 No Yes
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Things to know before you Can:

Offer only applies to new Personal credit card applications submitted online via this web page only. All Business and Corporate cards and all existing credit card accounts are not eligible for the offer. Offer can be withdrawn at any time at the discretion of the Bank, and cannot be used in conjunction with any other offer. To be eligible for the $100 cash back, you need to apply though this specific page and then activate your card. The $100 cash back will be credited to your account within 90 days of activation. You will be ineligible for the cash back if your account is closed, transferred or in default at any time prior to the cash back being credited to your account. Applications are subject to the Bank's normal credit approval. Full Conditions of Use will be included in our Letter of Offer. Fees and charges are payable. Commonwealth Bank of Australia ABN 48 123 123 124. Australian credit licence 234945.
1. The annual fee is currently $24, or $0 if you hold a qualifying CommBank account or loan when you apply. We'll waive your annual fee for the first year, then continue to waive your annual fee each subsequent year as long as you spend at least $1,000 in the previous year (on purchases and cash advances only).
2. Annual fee is currently $90 or $0 if you hold a qualifying* CommBank account or loan when you apply. We'll waive your annual fee for the first year, then continue to waive your annual fee each subsequent year as long as you spend at least $10,000 in the previous year (on purchases and cash advances only).
3. Full time students will pay no annual fee while studying if you hold an EveryDay account with Student options. After you finish your studies you will continue to pay no annual fee as long as you spent $1,000 or more a year on purchases or cash advances in the previous year.
4. Reduced annual fee for Commonwealth Bank customers who held a qualifying account or loan at the time of the application. Please view eligibility for preferential pricing.
5. Earn up to 1.5 Awards points for every $1 spent on the Commonwealth Bank Awards American Express® credit card and up to 1 Awards point for every $1 spent on the Commonwealth Bank Awards MasterCard® credit card, conveniently accepted at over 31 million locations worldwide.
6. Earn up to 2 Awards points for every $1 spent on the Commonwealth Bank Gold Awards American Express® credit card and up to 1 Awards point for every $1 spent on the Commonwealth Bank Gold Awards MasterCard® credit card, conveniently accepted at over 31 million locations worldwide.
7. Earn up to 2.5 Awards points for every $1 spent on the Commonwealth Bank Platinum Awards American Express® credit card and up to 1 Awards point for every $1 spent on the Commonwealth Bank Platinum Awards MasterCard® credit card, conveniently accepted at over 31 million locations worldwide.
8. Earn up to 3 Awards points for every $1 spent on the Commonwealth Bank Diamond Awards American Express® credit card and up to 1.25 Awards point for every $1 spent on the Commonwealth Bank Diamond Awards MasterCard® credit card, conveniently accepted at over 31 million locations worldwide.
9. Cover is available for you, your spouse and your dependent children for return trips from Australia up to a set period when you use your CommBank Gold/Platinum/Diamond credit card or your CommAwards points to pay at least $1,000 of each person’s prepaid travel costs. Restrictions and exclusions, including for pre-existing medical conditions and aged 80 or over, limits and excesses may apply. Please refer to our Credit Card Complimentary Insurance and Guaranteed Pricing Cover brochure available from www.commbank.com.au/creditcardinsurance or from any Commonwealth bank branch for full details, including definitions of key terms such as 'spouse' and 'dependent children'.
10. Please refer to our Credit Card Complimentary Insurance and Guaranteed Pricing Cover brochure available from www.commbank.com.au/creditcardinsurance or from any Commonwealth bank branch for full details.
11. You will not be liable for any unauthorised transactions, provided you comply with the Credit Cards Conditions of Use.
Points are earned on eligible transactions (most purchases, but not cash advances or balance transfers) and are subject to points capping – refer to the Commonwealth Awards Program Terms and Conditions for full details.
Please view our Credit Cards Conditions of Use. Full terms and conditions will be included in our Letter Of Offer. Other fees and charges are payable.
American Express® is a registered trademark of American Express. This card is issued by Commonwealth Bank of Australia pursuant to a licence from American Express.
MasterCard and the MasterCard brand mark are registered trademarks of MasterCard International Incorporated.
PayPass is a trademark of MasterCard International Incorporated.