Just got this from my bank Westpac are offering a free no annual fee credit card and what looks good at 0% p.a. for 6 months on balance transfers. I think there's better out there not sure if they're free?

55 Day Platinum Credit Card

55 Day Platinum Visa credit card | Westpac

55 Day Platinum Visa credit card | Westpac

Enjoy platinum concierge and extended complimentary insurance

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    1300 651 089
    8am-8pm, 7 days a week


Special promotions

  • $0 annual fee for the life of the card when you apply between 15 January 2014 - 31 March 2014.
  • 0% p.a. for 6 months on balance transfers requested at new card application. A balance transfer fee of 1% of the transferred balance(s) applies. Limited time offer.

Find out more about the balance transfer special promotion.
Switches, upgrades, customers accessing employee benefits or packaged cards (unless the package conditions state otherwise) are ineligible for this offer.

  • Up to 55 days interest free on purchases when you pay the closing balance in full by the due date shown on your statement.

Insurance and concierge

  • Extended complimentary insurance
  • Complimentary platinum concierge service.

Variable interest rates

  • On purchases - 19.59% p.a.
  • On cash advances - 21.49% p.a.

Minimum credit limit and more

  • $6,000 minimum credit limit
  • Minimum income to apply $30,000.

Things you should know
For Credit Cards Conditions of Use and more see Details.
Find out more about the balance transfer special promotion, see Rates.
Complimentary insurance covers for 55 Day Platinum Visa

Zurich Australian Insurance Limited ABN 13 000 296 640 AFSL 232507 (Zurich) issues these covers to Westpac Banking Corporation under seperate Master Policies and is liable for the risks insured. Terms, conditions, exclusions and limits apply. No Westpac Group company has liability in connection with the insurance policies. Read the policy in Details.